Frequently Asked Questions

No — we're an independent Edmond agency writing Auto, Home, Life, and Business/Commercial, plus Renters, Umbrella, Landlord, Flood and more across multiple carriers.

Oklahoma's minimum is 25/50/25. It's the legal floor, not what most families should carry — we'll walk you through higher limits and an umbrella.

Wind and hail are covered perils on most Oklahoma homeowners policies; flood is separate. We'll confirm your deductibles before storm season.

Yes — one call and we'll compare your current coverage and price across our carriers at no cost.

Because monoline, bundle and package are three different filings with different rating, and they do not land in the order people expect. We run all three across our carriers and put them side by side on matched terms before anyone talks about price.

Coverage that pays the gap between a large percentage wind/hail deductible and a smaller amount. It is often written as its own small policy with its own renewal, so we track each one separately so it gets renewed every year instead of quietly lapsing.

A PDF shows a price. The video walks the quote line by line next to your current declarations page, with every coverage on it, and asks what to take off. It can be re-watched, shared with a spouse, and it is the record of what was chosen.